The actual cost of an urgent care visit without insurance depends on the provider, but you can expect to pay as little as $100 for comprehensive medical services provided by a physician. In turn, you get affordable health care in less time than going to the ER and still get the right type of treatment. The cost of urgent care is lower than that of an ER, and they accept patients who don’t have insurance, but can demonstrate their ability to pay at the time of service. Urgent care has become a lifeline for people seeking medical care during the COVID-19 pandemic due to their convenience and positioning as an alternative to the emergency room.